1.	Select the Horizontal Type tool . If you want to enter vertical type, select the Vertical Type tool instead.
	2.	In the options bar, make sure that the Create a Text Layer button is selected.
	3.	Select a font family, a font size, and a type style in the options bar.
	4.	Click in the image window and enter the type you want to use for the effect.
	5.	Click the OK button in the options bar to commit the text.
	6.	Choose File > Open, and open the source image you want.
	7.	Select the Move tool .
	8.	Click on the source image and drag it to the original image, centered over the text.
	9.	Click on the source image to make it the active window, and choose File > Close.
	10.	Choose Layer > Group with Previous.
	11.	Select the Move Tool .
	12.	Adjust the position of the image inside the text as desired.